Ershad Ullah's Posts
For Australians with substantial superannuation balances, the introduction of Division 296 tax from 1 July 2026 has changed the way high-balance investors need to think about building and structuring wealth. If your superannuation balance is approaching or already above $3 million, the key question is no longer simply whether super remains tax effective. The bigger question is: Should […]
The proposed changes to Australia’s family trust rules could represent one of the most significant shifts in trust taxation in decades. Under the 2026 Federal Budget proposal, from 1 July 2028, discretionary trusts would be subject to a minimum tax rate of 30% on taxable income. Currently, a family trust generally does not pay tax itself when […]
Introduction: Turning Strategic Tax Reforms into Equity & Cash Flow In Part 1 of our 2026 Tax Reform series, we examined how the permanent $20,000 Instant Asset Write-Off gives Australian small businesses long-overdue certainty when planning equipment purchases. Beyond asset write-offs, two major structural changes directly impact long-term enterprise value, business exits, and company cash […]
For over a decade, Australian business owners have been caught in a frustrating tax cycle, waiting on each Federal Budget to find out whether important tax concessions would survive for another year. The instant asset write-off is a perfect example. What was originally intended to encourage business investment became a moving target, with constantly changing […]
One of the biggest mistakes we see is business owners asking, “Which structure is best?” There is no universal answer. The right structure depends entirely on what you are trying to achieve. Choosing the right business structure has never been a purely administrative decision, but the latest Federal Budget reforms have made it one of […]
How the Post-Budget Reversal Restored the Ultimate Safe Haven for Family Investors Under the New Trust Tax Rules The Federal Budget’s trust crackdown landed like a sledgehammer for everyone from new investors to high-net-worth families. To many Australians, it almost felt like creating any form of discretionary trust—including a testamentary discretionary trust—had suddenly become a […]
The sweeping Capital Gains Tax (CGT) reforms announced in the latest Federal Budget sent shockwaves through Australia’s investment and business communities. With the traditional 50% CGT discount being removed for many asset classes from 1 July 2027 and replaced by a new indexation framework, countless business owners immediately began questioning how the changes would affect […]
Over the last few weeks, our teams at Investax in Sydney and Camden Professionals in Perth have been absolutely slammed with enquiries about the new Capital Gains Tax changes. It feels like every second phone call or email is from a client panicking about the future of their portfolio. With so many different dates, transition […]
If you have turned on the TV or scrolled through social media over the last few weeks, you would be forgiven for thinking the latest Federal Budget was solely an attack on property investors. But behind the smoke and mirrors of the real estate debate lies a far more sweeping, multi-billion-dollar tax shift that has […]